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MSME Business Solutions
Fuel your business growth with tailored financial solutions designed for Micro, Small & Medium Enterprises
Apply for MSME Loan
Fill in your details to receive personalized loan offers in minutes.
Why Choose Platinum for MSME Financing?
MSME Specialists
Dedicated team with deep understanding of small business needs
Customized Solutions
Tailored financial products for your specific industry needs
Quick Disbursal
Funds transferred within 72 hours of approval
Flexible Repayment
Structured EMIs based on your cash flow cycle
MSME Excellence Award 2023
Recognized as "Best MSME Lender" by Business Today
MSME Loan Products
Tailored financial solutions to empower your business growth
Working Capital Loan
Manage day-to-day operations and maintain cash flow with flexible working capital financing.
- Loan Amount: Up to ₹2 Crores
- Interest Rate: 10% - 15% p.a.
- Tenure: 1 to 5 years
Machinery Loan
Upgrade your production capabilities with modern equipment and machinery financing.
- Loan Amount: Up to ₹5 Crores
- Interest Rate: 9.5% - 13% p.a.
- Tenure: Up to 7 years
Business Expansion Loan
Fund your expansion plans, new branches, or market penetration strategies.
- Loan Amount: Up to ₹10 Crores
- Interest Rate: 11% - 16% p.a.
- Tenure: Up to 10 years
Startup Loan
Kickstart your entrepreneurial journey with specialized financing for new businesses.
- Loan Amount: Up to ₹50 Lakhs
- Interest Rate: 12% - 16% p.a.
- Moratorium: Up to 6 months
CC/OD Facility
Flexible cash credit and overdraft facilities for your fluctuating business needs.
- Limit: Up to ₹2 Crores
- Interest Rate: 11% - 15% p.a.
- Pay interest only on amount used
Loan Against Property
Unlock the value of your commercial or residential property for business needs.
- Loan Amount: Up to 70% of property value
- Interest Rate: 9% - 12% p.a.
- Tenure: Up to 15 years
Why Choose Platinum MSME Loans?
Empower your business with our specialized financial solutions
Quick Approval
Get approval within 24-48 hours with minimal documentation
Competitive Rates
Enjoy industry-leading interest rates with flexible repayment options
No Collateral
Select loan options available without collateral requirements
Dedicated Support
Get personalized assistance from our MSME relationship managers
Eligibility Criteria
Business Eligibility
- Business vintage of at least 2 years
- Annual turnover starting from ₹10 lakhs
- Profitable for the last 1 year
- MSME registered (preferred but not mandatory)
- Existing current account with any bank
Documentation Required
- KYC documents (PAN, Aadhaar, Address proof)
- Business registration certificates
- Bank statements for last 12 months
- ITR for last 2 years
- Financial statements (P&L, balance sheet)
Need Help with Documentation?
Our relationship managers can guide you through the entire process and help arrange necessary documents.
Simple 4-Step Application Process
Get funded quickly with our streamlined process
Apply Online
Fill our simple application form in minutes
Document Submission
Upload required documents securely online
Verification & Approval
Quick verification and approval process
Disbursement
Funds transferred to your account
Ready to Grow Your Business?
Join thousands of MSMEs who have accelerated their growth with Platinum Finance
Apply NowOur Partners
Success Stories
Join thousands of satisfied customers who've achieved their financial goals with Platinum Finance
Sarah Johnson
Business Owner
"Platinum Finance helped me secure a business loan when other banks turned me down. Their personalized approach and competitive rates have been a game-changer."
Michael Chen
Software Engineer
"I was struggling with high-interest credit card debt until I found Platinum Finance. Their debt consolidation program saved me over $300/month!"
David Rodriguez
Marketing Director
"The home loan process was incredibly smooth. They guided us through every step and secured a rate 0.5% lower than other lenders."
Emma Wilson
Financial Analyst
"The investment advice I received from Platinum Finance helped me grow my portfolio by 25% in just one year. Their expertise is unmatched in the industry."
James Patel
Startup Founder
"As a startup founder, getting funding was crucial. Platinum Finance not only provided the capital but also valuable mentorship that helped us scale effectively."
Sophia Williams
Retiree
"Platinum Finance helped me create a retirement plan that gives me peace of mind. Their advisors took the time to understand my needs and created a perfect solution."
Client Achievements
Get in Touch with Our Experts
Have questions about our services? Our financial advisors are ready to help you make the right decisions.
Address
Ambika Nagar, Motihari, East Champaran, Bihar 845401
Phone Number
+91 97093 17705Email Address
support@platinumfinance.inWorking Hours
Monday - Saturday: 10AM to 6PM
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