Lending Partners - Platinum Finance

Lending Partner Program

Join India's premier lending network and expand your reach with Platinum Finance's trusted platform

Partner Benefits Apply Now

Benefits of Partnering with Us

Grow your lending business with our extensive network and advanced technology

Expanded Customer Base

Access our network of 500,000+ qualified borrowers across India without additional marketing costs.

Increased Loan Volume

Our platform drives 40% more loan applications on average for our partners.

Seamless Integration

Our API-first approach ensures quick and easy integration with your existing systems.

Reduced Risk

Our advanced credit scoring and verification systems minimize default risks.

Faster Processing

Cut loan processing time by up to 70% with our automated workflows.

Competitive Commissions

Earn attractive commissions on every loan originated through our platform.

Simple Partnership Process

Become a lending partner in just 4 easy steps

Apply Online

Complete our partner application form

Documentation

Submit required regulatory documents

Integration

Connect your systems with our platform

Go Live

Start receiving loan applications

Seamless Integration

Our platform connects with your systems for efficient loan processing

Borrower Application

API Connection

Credit Analysis

Partner Matching

Loan Disbursal

Trusted by Leading Lenders

Hear from our valued lending partners

Rajiv Mehta

Director, CapitalFirst Bank

"Partnering with Platinum Finance has helped us increase our SME loan portfolio by 35% in just one year. Their platform delivers high-quality leads with minimal defaults."

+42% loan volume

Priya Sharma

CEO, Urban Credit Co.

"The integration process was seamless. We were up and running in just 2 weeks. Platinum's technology stack is impressive and their support team is always responsive."

2 weeks integration

Amit Patel

Head of Partnerships, FinServe

"Their commission structure is the most competitive in the market. We've seen a significant improvement in our ROI since partnering with Platinum Finance."

28% ROI increase

Who Can Become a Partner

We partner with various types of lending institutions

Banks

National, regional, and cooperative banks looking to expand their digital lending capabilities.

Access to retail and SME borrowers
Co-branded loan products
Priority lead routing

NBFCs

Non-banking financial companies seeking to diversify their loan portfolios and reduce acquisition costs.

Specialized loan category options
Custom risk appetite settings
API-based decisioning

FinTech Lenders

Digital lending platforms looking to scale operations and enhance their technological capabilities.

White-label solutions available
Real-time data analytics
Automated underwriting support

Become a Platinum Finance Lending Partner Today

Join India's fastest growing lending network and transform your loan origination process.

Zero integration fees
Dedicated partner support team
Monthly performance reports
Co-marketing opportunities

Partner Application Form

Institution Name

Contact Name

Designation

Email Address

Phone Number

Institution Type

Frequently Asked Questions

Common questions about our lending partner program

We partner with RBI-registered banks, NBFCs, and licensed financial institutions. Minimum requirements include:

Minimum 3 years of lending operations
Minimum net worth of ₹50 crores for NBFCs
Clean regulatory compliance record
Digital loan processing capabilities

Integration time varies based on your technical infrastructure, but typically takes 2-4 weeks. Our standard API integration can be completed in as little as 10 business days for institutions with modern systems. We provide dedicated technical support throughout the process.

We offer competitive revenue sharing models based on loan product type and volume:

Personal loans: 1.5-2.5% of loan amount
Business loans: 1.0-2.0% of loan amount
Home loans: 0.5-1.0% of loan amount
Specialized products: Custom arrangements

Volume discounts and performance bonuses apply for partners originating more than ₹5 crores monthly.

We employ a multi-layered approach to maintain high loan quality:

Advanced AI-powered credit scoring system
Bank statement analysis with 200+ data points
Digital KYC and document verification
Behavioral analysis and fraud detection algorithms
Custom risk appetite settings for each partner

Our Partners

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