Loan Products - Platinum Finance

Your Perfect Loan

With Platinum Finance, get access to customized loan products tailored to your financial needs at competitive rates.

Our Loan Products

Choose from our wide range of loan options designed to meet your financial goals

Personal Loan

Unsecured loan for personal needs (medical, travel, education, etc.). Quick processing and minima...

  • Loan Amount: Up to ₹25,00,000
  • Interest Rate: 9.5% - 24% p.a.
  • Tenure: 1 - 5 years
Apply Now

Business Loan

Loans to meet business capital requirements, expansion, or equipment purchases.

  • Loan Amount: Up to ₹1,00,00,000
  • Interest Rate: 10% - 22% p.a.
  • Tenure: 1 - 7 years
Apply Now

Secured Business Loan

Business loan backed by collateral offering lower interest rates.

  • Loan Amount: Up to ₹2,00,00,000
  • Interest Rate: 8% - 18% p.a.
  • Tenure: 1 - 10 years
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Loans Against Property

Loan against residential/commercial property — high loan amounts at competitive rates.

  • Loan Amount: Up to ₹5,00,00,000
  • Interest Rate: 7.5% - 15% p.a.
  • Tenure: 5 - 15 years
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Plot Against Loan

Loan against plot/land as security — suitable for land purchases or development.

  • Loan Amount: Up to ₹1,50,00,000
  • Interest Rate: 8% - 16% p.a.
  • Tenure: 1 - 10 years
Apply Now

Home Loan

Loan for purchasing/constructing home with long tenure and tax benefits.

  • Loan Amount: Up to ₹5,00,00,000
  • Interest Rate: 6.5% - 12% p.a.
  • Tenure: 5 - 30 years
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Gold Loan

  • Loan Amount: Up to 80% of gold value
  • Interest Rate: 10% - 15% p.a.
  • Tenure: 3 months to 3 years
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Land Purchase Loan

  • Loan Amount: Up to 70% of land value
  • Interest Rate: 9.5% - 12.5% p.a.
  • Tenure: Up to 15 years
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Cash Credit (CC)

  • Credit Limit: Based on business turnover
  • Interest Rate: 11% - 16% p.a.
  • Pay interest only on amount utilized
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Overdraft (OD)

  • Overdraft Limit: Based on account history
  • Interest Rate: 12% - 18% p.a.
  • Pay interest only on amount utilized
Apply Now
Financial Planning

Loan EMI Calculator

Calculate your monthly EMI for home, car, or personal loans

Your Monthly EMI

₹23,456
Principal Amount ₹15,00,000
Total Interest ₹17,22,080
Total Payment ₹32,22,080

Simple 4-Step Loan Process

Get your loan approved quickly with our streamlined process

1

Apply Online

Fill our simple application form in minutes

2

Document Submission

Upload required documents securely

3

Verification

Quick verification by our team

4

Disbursement

Funds transferred to your account

Our Partners

Customer Experiences

Success Stories

Join thousands of satisfied customers who've achieved their financial goals with Platinum Finance

Client Achievements

15K+
Happy Clients
$2.5B+
Loans Processed
98%
Satisfaction Rate
24/7
Support Available
Contact Us

Get in Touch with Our Experts

Have questions about our services? Our financial advisors are ready to help you make the right decisions.

Address

Ambika Nagar, Motihari, East Champaran, Bihar 845401

Phone Number

+91 97093 17705

Working Hours

Monday - Saturday: 10AM to 6PM

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