The processing time typically ranges from 2 to 5 working days after we receive all the required documents. The exact time may vary based on the completeness of your application and verification process.

We believe in transparent pricing. There are no hidden charges. Prepayment options are available after 6 EMI payments with a nominal charge of 2% on the principal outstanding amount.

Yes, you can apply jointly with a co-applicant (typically spouse, parents, or children). Joint applications often have higher eligibility and better chances of approval.

We provide a 15-day grace period for EMI payments. After that, a late payment fee of 2% per month on the overdue amount will be charged. We recommend setting up auto-debit to avoid missing payments.